Plan Ahead for Your Pet’s Expenses

Use Our Free Online Pet Cost Calculator

Welcoming a pet into your life brings joy, love, and companionship, but it also comes with real costs. This online Pet Cost Calculator helps you to estimate monthly, annual, and first-year expenses.

👉 Grab the Pet Cost Calculator Lite (spreadsheet version) to keep, customize, and edit anytime. Peek at the FAQ below for quick tips.

(Preset figures are based on data from the ASPCA and other non-profit organizations in North America. For the most accurate results, replace them with your actual costs.)

Pet Cost Calculator

Estimate monthly and annual pet expenses, including one time setup costs. Edit any number to personalize your estimate.

Presets are general averages. The currency setting updates the symbol only. The dollar sign may represent USD or CAD.

Your items

Item Monthly One time
Total 0 0

Edit any number. Leave blank if not needed.

Your estimate

Monthly
0
Annual
0
First year
0

Prefer spreadsheet? Get Lite

Online Calculator vs Lite (Spreadsheet)

Feature Online Spreadsheet
Quick monthly and annual totals Yes Yes
One time setup with first year option Yes Yes
Auto save your numbers Yes Yes
Breakdown chart Mini preview Full charts and category analysis
Custom categories and unlimited rows Fixed list Fully customizable
Yearly summaries and projections Basic totals Annual view with trends
Download Lite (Spreadsheet)

Prefer To Customize the Calculator? Download It Here.

Get a free copy of the Pet Cost Calculator Lite in spreadsheet format that you can edit, customize, update, and reuse. Delivered straight to your inbox when you join the Dear Pet Mom community.

  • The presets are based on averages from the ASPCA and other North American non-profits. They give you a good starting point, but every household and every pet is different. For the most accurate estimate, replace the presets with your own costs.

  • You can add them in the last row labeled “Other annual costs (divide by 12)”. For example, if a dental cleaning costs $600 once a year, enter $50 in the Monthly column. That way it’s spread evenly across the year.

  • Yes! You can either:

    • Add up your monthly and one-time costs for all pets and enter them here, or

    • Open the calculator twice (or download the Excel version) and track each pet separately.

  • Not yet. Changing the currency symbol updates the display only. To be accurate, type in your own local costs.

  • Click Print / Save PDF to keep a copy on your computer. Or download the Excel Planner version (you’ll get it sent by email) so you can customize, save, and update it anytime.

  • Pets bring us so much joy, but unexpected costs can cause stress. Knowing your monthly, annual, and first-year totals helps you plan ahead, build an emergency fund, and enjoy life with your pet with more peace of mind.

Frequently Asked Questions