Free download

Worried About Affording a Pet Emergency?

Preview of the Dear Pet Mom Pet Expense Tracker
Pet emergencies feel overwhelming until you can clearly see where your pet money goes each month.

This simple tracker helps you understand where your money goes, so you can stop the budget leaks and intentionally build a dedicated emergency fund.

  • Remove the guesswork around what you could afford in an emergency
  • Identify biggest costs so you can find easy ways to save
  • Create a clear baseline so emergency decisions feel calmer and faster
Explore Pet Expense Tracker
Free. Simple. Designed for real life.

Why this helps

Pet parent reviewing expenses at home with their dog nearby

Pet expenses rarely feel predictable, especially when an emergency comes up.

Pet costs show up at different times, in different places, and often without warning. When everything is scattered, it’s hard to know what you can actually afford in a stressful moment.

This tracker brings all your pet's actual costs into one clear view, so you can make calm, confident decisions during an emergency, without having to choose between your budget and your pet's health.

What’s Included

A simple download with the essentials already built in.

Preview of the Pet Expense Tracker spreadsheet layout and charts

A quick look at the tracker layout, built to keep your pet expenses in one clear place.

Download and use right away
Ready-to-use spreadsheet
15+ pre-filled categories
Done-for-you automations
Automatic totals
Visual summaries
Flexible setup
Customizable categories
Duplicate for more pets

Works in Excel or Google Sheets. Designed to be simple to maintain month after month.

Who It’s For

A quick self check so you know if this tracker will feel helpful and easy to maintain.

This is for you if

  • You want a clear view of your real costs so you’re never guessing if you can afford care.
  • You want to identify optional spending so you can redirect toward your pet's emergency fund.
  • You prefer simple tools that clearly show spending patterns without a complicated setup.
  • You want to feel more prepared month to month, especially when pet costs are unpredictable.

Works well for

  • New pet parents who want a clear baseline before facing bigger or unexpected pet costs.
  • Pet parents who want to stop 'winging it' and finally build a predictable safety net.
  • Single or multi pet homes that want a simple way to see how spending changes over time.
  • Anyone preparing for vet visits, diet changes, or other cost spikes.
Get the Pet Expense Tracker

The Result

A clearer, calmer way to track and understand your pet expenses.

Reduced Overspending

When you know which pet expenses are normal, it’s easier to spot unnecessary spending and redirect that money with intention.

Easier Decisions

Decisions are easier to make because they're based on real numbers instead of random guesses or assumptions.

A Clearer Plan

You have a realistic monthly baseline, which makes it easier to adjust, plan, and respond when something unexpected comes up.

Designed for Simplicity

Pet expense tracker spreadsheet shown on a laptop

This tracker is meant to fit into real life, especially when pet finances already feel stressful.

  • Start in seconds
    No account setups or software downloads required.
  • Zero pressure
    Use it at your own pace, as often or as little as you need.
  • Skip the math
    Totals are pre-calculated so you can focus on your plan, not the numbers.
A small, practical step toward financial peace of mind, no long-term commitment required.

Ready to remove guesswork and feel more prepared for unexpected pet costs?